Our Brokers

Meet The Team

Karen Earhart brings a background in education as a former school superintendent. As a second career in 2020, she moved in financial services and has been loving helping companies, employees, and families ever since! Karen is passionate about helping families protect what matters most and build strong financial futures. Whether it’s wellness benefits, tax-savings plans, life insurance, health coverage, debt-elimination strategies, or retirement planning, we offer personalized solutions to fit each stage of life.

Jodi LaFrance is an independent benefits consultant who is passionate about helping individuals, families, and businesses maximize the value of their employee benefits. She specializes in tax-saving wellness programs that can reduce payroll taxes while expanding access to valuable health and wellness resources. With a practical, education-first approach, Jodi enjoys simplifying complex benefit strategies so employers can make informed decisions that support both their people and their bottom line. When she’s not serving clients, she enjoys spending time with her husband and five children in Texas.

Heather Golden lives in Aiken, Texas, where she has developed a deep appreciation for the values of hard work, strong relationships, and community. She is married and the proud mother of two adult children who are now growing families of their own.

Heather is passionate about helping businesses, employees, and communities thrive. She believes that when organizations invest in the well-being of their people, the positive impact extends far beyond the workplace—strengthening families, supporting local economies, and creating healthier, more vibrant communities. Her mission is to build meaningful partnerships that create lasting value for everyone involved.

Shaney Brewer lives in Lockney, Texas, where she has a deep appreciation for the strength, resilience, and close-knit spirit of rural communities. She is passionate about helping businesses discover practical solutions that improve employee well-being while creating meaningful financial benefits for both employers and their teams.

Shaney believes that healthy businesses help build healthy communities. She is especially committed to connecting employers with innovative benefit strategies that support their workforce, improve access to wellness resources, and create opportunities for long-term health and well-being of the individuals and families in those communities.

Shaney enjoys building lasting relationships and equipping business leaders with the knowledge they need to make confident decisions that positively impact their employees, their organizations, and the communities they call home.

Chris Craig, husband and father of four, serves as Senior Pastor of First Baptist Church in Bovina, Texas. He is passionate about serving people in ways that strengthen families, support businesses, and bless communities. That mission naturally extends beyond the church into partnerships with organizations that implement innovative wellness and tax-saving benefit programs. Chris believes healthy employees contribute to healthier families, stronger workplaces, and more vibrant communities. Whether serving from the pulpit or the boardroom, he is committed to helping people flourish through work that makes a meaningful and lasting difference.

Hannah Chappell is a veteran, mom of three, and wife to a farmer. She has been helping families get financial protection since 2025 and is now helping small businesses financially as well. She loves the impact that this has had so far and can’t wait to help more businesses in the future.